Risk Analyst

Risk/Lead Actuary – Property Pricing (Homeowners) | Remote, U.S.


📍 Remote (U.S. Based)

💼 Pricing Strategy | Rate Filing | Product Innovation


Are you an experienced property actuary passionate about driving impact across rate filings, product strategy, and actuarial innovation? We’re seeking a Lead Actuary to oversee end-to-end pricing initiatives for homeowners insurance across a national portfolio.

In this high-impact leadership role, you’ll manage complex rate development efforts, contribute to regulatory strategy, and collaborate cross-functionally with product, IT, and compliance teams. You’ll also guide junior talent while leveraging your FCAS/ACAS expertise to shape strategic direction and enhance actuarial frameworks.


What You’ll Do:

  • Own the development, analysis, and execution of pricing strategies for homeowners insurance across diverse regulatory environments.
  • Lead the full lifecycle of actuarial rate work—from data extraction to methodology design, model development, and regulatory support.
  • Collaborate across departments to implement technical enhancements and influence business strategies using advanced analytics and pricing models.
  • Oversee rate filings and ensure compliance with evolving state-level regulations.
  • Build scalable pricing methodologies that incorporate catastrophe risk, underwriting trends, and market dynamics.
  • Present complex actuarial findings and strategic recommendations to senior leadership.
  • Mentor analysts and drive a culture of curiosity, innovation, and learning.


What You Bring:

  • FCAS credential (or ACAS with significant experience).
  • 6–8+ years in actuarial roles, including deep experience in property pricing.
  • Strong track record of ownership in rate filings, product development, or pricing model enhancement.
  • High proficiency in data tools such as SQL, Python, R, and BI platforms (e.g., Tableau, Power BI).
  • Proven ability to work across departments and communicate technical insights to executive and non-technical stakeholders.
  • Experience improving actuarial processes through automation or repeatable frameworks.


Preferred Qualifications:

  • Experience pricing personal homeowners products across multiple states.
  • Regulatory engagement and direct filing submission experience.
  • Strong leadership skills with a focus on mentoring and development.
  • Experience managing multiple projects and navigating shifting priorities.
  • Military or military spouse/domestic partner background is a plus.


💰 Compensation:

Base salary range: $164,780 – $314,960, based on experience and location. Additional incentives available based on individual and company performance.


🧠 Benefits include:

Medical, dental, vision, 401(k), pension, generous PTO, professional development, and more.

If you’re ready to lead at the intersection of pricing innovation and strategic impact, apply today and help shape the future of personal lines insurance.

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